/* ============================================================
   ENLOW — site.css  (v4 · modern fintech)
   Deep royal blue on white. Rounded geometry, soft depth,
   pill CTAs, tinted sections, floating cards.
============================================================ */

/* ────────────────────────────────────────────────────────────
   1. Tokens
──────────────────────────────────────────────────────────── */
:root {
    --blue:       #1233b8;   /* deep royal blue                */
    --blue-dark:  #0d2590;
    --blue-deep:  #0a1c6e;   /* hero / bands                   */
    --blue-soft:  #3d5be0;   /* highlights on dark             */
    --tint:       #eef1fc;   /* pale blue wash                 */
    --sky:        #f6f8fd;   /* alt section background         */

    --ink:        #0b1233;   /* darkest text / footer          */
    --heading:    #111b45;
    --text:       #4a5578;
    --muted:      #7c86a6;
    --line:       #e3e8f5;
    --line-dark:  #c7d0e8;
    --white:      #ffffff;

    --green:      #0f8a5f;
    --green-tint: #e5f6ef;
    --red:        #d03325;
    --gold:       #e2a70f;

    --sh-sm:  0 1px 2px rgba(11,18,51,0.05), 0 4px 14px rgba(11,18,51,0.06);
    --sh-md:  0 2px 6px rgba(11,18,51,0.06), 0 16px 40px rgba(11,18,51,0.10);
    --sh-lg:  0 6px 16px rgba(11,18,51,0.08), 0 32px 72px rgba(11,18,51,0.16);

    --font-display: 'Sora', 'Segoe UI', Arial, sans-serif;
    --font-body:    'Manrope', -apple-system, 'Segoe UI', Arial, sans-serif;

    --container:  1200px;
    --r-md:       14px;
    --r-lg:       22px;
    --r-pill:     100px;
    --topbar-h:   38px;
    --navbar-h:   74px;

    --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ────────────────────────────────────────────────────────────
   2. Reset & base
──────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--font-body);
    font-size: 1rem;
    line-height: 1.72;
    color: var(--text);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: var(--font-display);
    color: var(--heading);
    font-weight: 700;
    line-height: 1.15;
    letter-spacing: -0.022em;
}

a { color: var(--blue); }

img, svg { vertical-align: middle; }

::selection { background: rgba(18,51,184,0.16); }

.container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Scroll-reveal (js/site.js) */
[data-reveal] {
    opacity: 0;
    transform: translateY(22px);
    transition: opacity 0.65s ease, transform 0.65s var(--ease);
    transition-delay: var(--reveal-delay, 0s);
}
[data-reveal].is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
    [data-reveal] { opacity: 1; transform: none; transition: none; }
}

/* ────────────────────────────────────────────────────────────
   3. Buttons — pills
──────────────────────────────────────────────────────────── */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;
    font-family: var(--font-body);
    font-size: 0.9375rem;
    font-weight: 700;
    line-height: 1;
    padding: 0.9rem 1.7rem;
    border-radius: var(--r-pill);
    border: 1.5px solid transparent;
    cursor: pointer;
    text-decoration: none;
    transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease,
                transform 0.22s var(--ease), box-shadow 0.25s var(--ease);
    white-space: nowrap;
}

.btn svg { transition: transform 0.22s var(--ease); }
.btn:hover svg { transform: translateX(3px); }

.btn--primary {
    background: var(--blue);
    color: #fff;
    box-shadow: 0 6px 18px rgba(18,51,184,0.30);
}
.btn--primary:hover {
    background: var(--blue-dark);
    transform: translateY(-2px);
    box-shadow: 0 10px 26px rgba(18,51,184,0.38);
}
.btn--primary:active { transform: translateY(0); }

.btn--outline,
.btn--ghost {
    background: var(--white);
    color: var(--heading);
    border-color: var(--line-dark);
}
.btn--outline:hover,
.btn--ghost:hover {
    border-color: var(--blue);
    color: var(--blue);
    transform: translateY(-2px);
}

.btn--white {
    background: #fff;
    color: var(--blue);
    box-shadow: 0 8px 24px rgba(0,0,0,0.22);
}
.btn--white:hover { transform: translateY(-2px); }

.btn--glass {
    background: rgba(255,255,255,0.12);
    color: #fff;
    border-color: rgba(255,255,255,0.35);
}
.btn--glass:hover { background: rgba(255,255,255,0.2); border-color: #fff; }

.btn--lg { padding: 1.1rem 2.2rem; font-size: 1rem; }
.btn--sm { padding: 0.65rem 1.25rem; font-size: 0.875rem; }

/* ────────────────────────────────────────────────────────────
   4. Utility strip + navbar
──────────────────────────────────────────────────────────── */
.utilbar {
    background: var(--ink);
    color: #9aa6c8;
    font-size: 0.8125rem;
    font-weight: 500;
    height: var(--topbar-h);
    display: flex;
    align-items: center;
    position: relative;
    z-index: 110;
}

.utilbar__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
}

.utilbar__item { display: inline-flex; align-items: center; gap: 0.45rem; }
.utilbar__item svg { color: var(--blue-soft); }
.utilbar__item a { color: #fff; text-decoration: none; font-weight: 600; }
.utilbar__item a:hover { text-decoration: underline; }

.utilbar__group { display: flex; gap: 2rem; }

.navbar {
    background: rgba(255,255,255,0.9);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-bottom: 1px solid var(--line);
    position: sticky;
    top: 0;
    z-index: 100;
    transition: box-shadow 0.3s ease;
}

.navbar.is-scrolled { box-shadow: 0 10px 34px rgba(11,18,51,0.09); }

.navbar__inner {
    height: var(--navbar-h);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
}

.navbar__logo {
    display: flex;
    align-items: center;
    gap: 0.7rem;
    text-decoration: none;
}

.navbar__wordmark {
    font-family: var(--font-display);
    font-size: 1.32rem;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: var(--heading);
    line-height: 1.1;
}
.navbar__wordmark span { color: var(--blue); }

.navbar__tagline {
    display: block;
    font-size: 0.6rem;
    font-weight: 800;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--muted);
}

.navbar__links {
    display: flex;
    align-items: center;
    gap: 0.3rem;
    list-style: none;
}

.navbar__link {
    font-size: 0.9375rem;
    font-weight: 600;
    color: var(--text);
    text-decoration: none;
    padding: 0.55rem 1rem;
    border-radius: var(--r-pill);
    transition: color 0.15s ease, background 0.15s ease;
}

.navbar__link:hover { color: var(--blue); background: var(--tint); }

.navbar__link--active {
    color: var(--blue);
    background: var(--tint);
}

.navbar__actions { display: flex; align-items: center; gap: 0.65rem; }

.navbar__burger {
    display: none;
    background: none;
    border: 1.5px solid var(--line);
    border-radius: 12px;
    width: 42px;
    height: 42px;
    cursor: pointer;
    color: var(--heading);
    align-items: center;
    justify-content: center;
}

/* ────────────────────────────────────────────────────────────
   5. Hero — deep blue, floating claim card
──────────────────────────────────────────────────────────── */
.hero {
    position: relative;
    background:
        radial-gradient(48rem 30rem at 82% -20%, rgba(61,91,224,0.5), transparent 62%),
        radial-gradient(40rem 26rem at -10% 110%, rgba(61,91,224,0.35), transparent 60%),
        linear-gradient(160deg, var(--blue-deep) 0%, var(--blue) 130%);
    color: #fff;
    padding: 5.5rem 0 8.5rem;
    overflow: hidden;
}

/* faint grid */
.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.05) 1px, transparent 1px);
    background-size: 54px 54px;
    mask-image: radial-gradient(ellipse 80% 70% at 50% 30%, black 30%, transparent 80%);
    pointer-events: none;
}

.hero__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 4.5rem;
    align-items: center;
}

.hero__badge {
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    font-size: 0.8125rem;
    font-weight: 700;
    color: #fff;
    background: rgba(255,255,255,0.12);
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: var(--r-pill);
    padding: 0.5rem 1.1rem;
    margin-bottom: 1.8rem;
}

.hero__badge-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #4ade9d;
    box-shadow: 0 0 0 3px rgba(74,222,157,0.25);
}

.hero__title {
    font-size: clamp(2.5rem, 5.2vw, 4rem);
    font-weight: 700;
    color: #fff;
    margin-bottom: 1.4rem;
}

.hero__title em {
    font-style: normal;
    color: #8fa5ff;
}

.hero__lead {
    font-size: 1.15rem;
    color: rgba(255,255,255,0.82);
    max-width: 32rem;
    margin-bottom: 2.4rem;
}

.hero__actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    margin-bottom: 2.6rem;
}

.hero__points {
    display: flex;
    gap: 1.8rem;
    flex-wrap: wrap;
    font-size: 0.875rem;
    font-weight: 600;
    color: rgba(255,255,255,0.85);
}

.hero__point { display: inline-flex; align-items: center; gap: 0.5rem; }
.hero__point svg { color: #4ade9d; flex-shrink: 0; }

/* ── Floating claim-card mockup ── */
.claim-demo {
    position: relative;
    background: #fff;
    border-radius: var(--r-lg);
    box-shadow: var(--sh-lg);
    padding: 1.7rem 1.7rem 1.5rem;
    color: var(--text);
    transform: rotate(1.2deg);
    transition: transform 0.5s var(--ease);
}
.claim-demo:hover { transform: rotate(0deg) translateY(-4px); }

.claim-demo__head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 1.3rem;
}

.claim-demo__title {
    font-family: var(--font-display);
    font-size: 0.9375rem;
    font-weight: 700;
    color: var(--heading);
}

.claim-demo__ref {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--muted);
    letter-spacing: 0.06em;
}

.claim-demo__badge {
    font-size: 0.72rem;
    font-weight: 800;
    color: var(--green);
    background: var(--green-tint);
    border-radius: var(--r-pill);
    padding: 0.32rem 0.75rem;
    white-space: nowrap;
}

.claim-demo__amount {
    background: linear-gradient(135deg, var(--blue-deep), var(--blue));
    color: #fff;
    border-radius: var(--r-md);
    padding: 1.1rem 1.3rem;
    margin-bottom: 1.3rem;
}

.claim-demo__amount-label {
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.7);
    margin-bottom: 0.25rem;
}

.claim-demo__amount-value {
    font-family: var(--font-display);
    font-size: 1.9rem;
    font-weight: 700;
    letter-spacing: -0.02em;
}

.claim-demo__steps { list-style: none; }

.claim-demo__step {
    display: flex;
    align-items: center;
    gap: 0.8rem;
    padding: 0.62rem 0;
    border-bottom: 1px solid var(--line);
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--heading);
}
.claim-demo__step:last-child { border-bottom: 0; }

.claim-demo__check {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.claim-demo__check--done { background: var(--green-tint); color: var(--green); }
.claim-demo__check--live {
    background: var(--tint);
    color: var(--blue);
    animation: demo-pulse 2s var(--ease) infinite;
}
.claim-demo__check--todo { background: var(--sky); color: var(--muted); }

@keyframes demo-pulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(18,51,184,0.25); }
    50%      { box-shadow: 0 0 0 6px rgba(18,51,184,0); }
}

.claim-demo__state {
    margin-left: auto;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.04em;
}
.claim-demo__state--done { color: var(--green); }
.claim-demo__state--live { color: var(--blue); }
.claim-demo__state--todo { color: var(--muted); }

/* floating chip */
.claim-demo__chip {
    position: absolute;
    left: -2.2rem;
    bottom: -1.6rem;
    background: #fff;
    border-radius: var(--r-md);
    box-shadow: var(--sh-md);
    padding: 0.8rem 1.1rem;
    display: flex;
    align-items: center;
    gap: 0.7rem;
    transform: rotate(-2deg);
}

.claim-demo__chip-icon {
    width: 34px;
    height: 34px;
    border-radius: 10px;
    background: var(--green-tint);
    color: var(--green);
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.claim-demo__chip-title {
    font-size: 0.8125rem;
    font-weight: 800;
    color: var(--heading);
    line-height: 1.2;
}

.claim-demo__chip-sub { font-size: 0.7rem; color: var(--muted); font-weight: 600; }

/* ────────────────────────────────────────────────────────────
   6. Overlap stats — cards riding over the hero edge
──────────────────────────────────────────────────────────── */
.overlap-stats {
    position: relative;
    z-index: 5;
    margin-top: -4.4rem;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.2rem;
}

.overlap-stats__card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-md);
    box-shadow: var(--sh-md);
    padding: 1.5rem 1.6rem;
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}

.overlap-stats__card:hover { transform: translateY(-4px); box-shadow: var(--sh-lg); }

.overlap-stats__value {
    display: block;
    font-family: var(--font-display);
    font-size: clamp(1.6rem, 2.6vw, 2.2rem);
    font-weight: 700;
    letter-spacing: -0.02em;
    color: var(--blue);
    line-height: 1.1;
    margin-bottom: 0.3rem;
}

.overlap-stats__label {
    font-size: 0.8125rem;
    font-weight: 700;
    color: var(--muted);
}

/* ────────────────────────────────────────────────────────────
   7. Sections
──────────────────────────────────────────────────────────── */
.section { padding: 6.25rem 0; }

.section--alt {
    background: var(--sky);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
}

.section__head {
    max-width: 44rem;
    margin: 0 auto 3.75rem;
    text-align: center;
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: var(--blue);
    background: var(--tint);
    border-radius: var(--r-pill);
    padding: 0.45rem 1.1rem;
    margin-bottom: 1.3rem;
}

.section__title {
    font-size: clamp(1.9rem, 3.6vw, 2.8rem);
    margin-bottom: 1rem;
}

.section__title em { font-style: normal; color: var(--blue); }

.section__sub { font-size: 1.07rem; }

/* ────────────────────────────────────────────────────────────
   13. Footer
──────────────────────────────────────────────────────────── */
.footer {
    background: var(--ink);
    color: #9aa6c8;
    padding: 4.5rem 0 0;
    font-size: 0.9rem;
}

.footer__inner {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.25fr;
    gap: 3rem;
    padding-bottom: 3.25rem;
}

.footer__logo {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    text-decoration: none;
    margin-bottom: 1.2rem;
}

.footer__wordmark {
    font-family: var(--font-display);
    font-size: 1.3rem;
    font-weight: 700;
    color: #fff;
}
.footer__wordmark span { color: #8fa5ff; }

.footer__tagline { max-width: 21rem; line-height: 1.8; }

.footer__col-title {
    font-family: var(--font-body);
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: #fff;
    margin-bottom: 1.2rem;
}

.footer__links { list-style: none; }
.footer__links li { margin-bottom: 0.65rem; }
.footer__links a {
    color: #9aa6c8;
    text-decoration: none;
    transition: color 0.15s ease, padding-left 0.2s var(--ease);
}
.footer__links a:hover { color: #fff; padding-left: 4px; }

.footer__address { font-style: normal; line-height: 1.9; }
.footer__address a { color: #fff; text-decoration: none; font-weight: 700; }
.footer__address a:hover { text-decoration: underline; }

.footer__bottom {
    border-top: 1px solid rgba(255,255,255,0.09);
    padding: 1.5rem 0;
}

.footer__bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
    font-size: 0.8125rem;
}

.footer__legal { display: flex; gap: 1.6rem; }
.footer__legal a { color: #9aa6c8; text-decoration: none; }
.footer__legal a:hover { color: #fff; }

/* ────────────────────────────────────────────────────────────
   14. Info / content pages
──────────────────────────────────────────────────────────── */
.info-page { padding: 4.5rem 0 6rem; }

.info-page__inner {
    max-width: 880px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

.info-hero {
    border-bottom: 1px solid var(--line);
    padding-bottom: 2.75rem;
    margin-bottom: 3rem;
}

.info-hero__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--blue);
    background: var(--tint);
    border-radius: var(--r-pill);
    padding: 0.4rem 1rem;
    margin-bottom: 1.2rem;
}

.info-hero__title {
    font-size: clamp(2.1rem, 4.2vw, 3.1rem);
    margin-bottom: 1.2rem;
}

.info-hero__title .accent { color: var(--blue); }

.info-hero__lead { font-size: 1.12rem; }

.info-block { margin-bottom: 2.9rem; }

.info-block__title {
    font-size: 1.45rem;
    margin-bottom: 1rem;
}

.legal-section p { margin-bottom: 1rem; }
.legal-section ul, .legal-section ol { margin: 0 0 1rem 1.4rem; }
.legal-section li { margin-bottom: 0.45rem; }

.info-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
}

.info-stat {
    padding: 1.6rem 1.2rem;
    text-align: center;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-md);
    box-shadow: var(--sh-sm);
}

.info-stat__value {
    display: block;
    font-family: var(--font-display);
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--blue);
}

.info-stat__label { font-size: 0.8125rem; color: var(--muted); font-weight: 600; }

.info-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.2rem;
}

.info-card {
    border: 1px solid var(--line);
    border-radius: var(--r-md);
    padding: 1.7rem 1.5rem;
    background: #fff;
    box-shadow: var(--sh-sm);
    transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}

.info-card:hover { transform: translateY(-4px); box-shadow: var(--sh-md); }

.info-card__icon { font-size: 1.5rem; display: block; margin-bottom: 0.75rem; }
.info-card__title { font-size: 1.08rem; margin-bottom: 0.5rem; }
.info-card__text  { font-size: 0.91rem; }

.info-callout {
    border: 1px solid rgba(18,51,184,0.25);
    border-left: 4px solid var(--blue);
    background: var(--tint);
    border-radius: var(--r-md);
    padding: 1.4rem 1.6rem;
    font-size: 0.96rem;
    color: var(--heading);
}

.contact-card__link { color: var(--blue); font-weight: 700; }

/* ────────────────────────────────────────────────────────────
   15. Legal pages
──────────────────────────────────────────────────────────── */
.legal-page { padding: 4.5rem 0 6rem; }

.legal-page__inner {
    max-width: 820px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

.legal-page__header {
    border-bottom: 1px solid var(--line);
    padding-bottom: 2.25rem;
    margin-bottom: 2.75rem;
}

.legal-page__eyebrow {
    display: inline-flex;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--blue);
    background: var(--tint);
    border-radius: var(--r-pill);
    padding: 0.4rem 1rem;
    margin-bottom: 1rem;
}

.legal-page__title { font-size: clamp(2rem, 3.8vw, 2.8rem); margin-bottom: 0.8rem; }
.legal-page__updated { font-size: 0.875rem; color: var(--muted); }
.legal-page__intro { font-size: 1.08rem; margin-top: 1.3rem; }

.legal-section { margin-bottom: 2.25rem; }
.legal-section h2 { font-size: 1.4rem; margin-bottom: 0.9rem; }
.legal-section h3 { font-size: 1.08rem; margin: 1.2rem 0 0.5rem; }

.legal-page__footer-nav {
    border-top: 1px solid var(--line);
    padding-top: 1.6rem;
    display: flex;
    gap: 1.6rem;
    font-size: 0.9375rem;
    font-weight: 600;
}

/* ────────────────────────────────────────────────────────────
   16. Responsive
──────────────────────────────────────────────────────────── */
@media (max-width: 1024px) {
    .hero__inner   { grid-template-columns: 1fr; gap: 3.5rem; }
    .claim-demo    { max-width: 480px; }
    .claim-demo__chip { left: -0.6rem; }
    .split         { grid-template-columns: 1fr; gap: 3.25rem; }
    .process       { grid-template-columns: 1fr 1fr; }
    .process::before { display: none; }
    .cases-grid    { grid-template-columns: 1fr 1fr; }
    .reviews-grid  { grid-template-columns: 1fr 1fr; }
    .overlap-stats { grid-template-columns: 1fr 1fr; }
    .footer__inner { grid-template-columns: 1fr 1fr; }
    .ctaband__slab { padding: 3.25rem 2.5rem; }
}

@media (max-width: 768px) {
    .utilbar__group--secondary { display: none; }

    .navbar__links {
        display: none;
        position: absolute;
        top: var(--navbar-h);
        left: 0;
        right: 0;
        background: var(--white);
        border-bottom: 1px solid var(--line);
        box-shadow: var(--sh-md);
        flex-direction: column;
        align-items: stretch;
        padding: 0.75rem 1rem 1.25rem;
        gap: 0.25rem;
    }
    .navbar__links.is-open { display: flex; }
    .navbar__burger { display: inline-flex; }
    .navbar__actions .btn--outline { display: none; }
}

@media (max-width: 640px) {
    .section { padding: 4.25rem 0; }
    .hero { padding: 3.75rem 0 7rem; }
    .process { grid-template-columns: 1fr; }
    .cases-grid   { grid-template-columns: 1fr; }
    .reviews-grid { grid-template-columns: 1fr; }
    .info-grid    { grid-template-columns: 1fr; }
    .info-stats   { grid-template-columns: 1fr 1fr; }
    .overlap-stats{ grid-template-columns: 1fr 1fr; gap: 0.9rem; }
    .footer__inner{ grid-template-columns: 1fr; gap: 2.25rem; }
    .claim-demo__chip { display: none; }
}

/* ════════════════════════════════════════════════════════════
   V4.1 — HOME LOWER SECTIONS
════════════════════════════════════════════════════════════ */

/* ── Process: vertical zigzag timeline ── */
.tl { position: relative; max-width: 62rem; margin: 0 auto; }

.tl::before {
    content: "";
    position: absolute;
    top: 10px;
    bottom: 10px;
    left: 50%;
    border-left: 2px dashed var(--line-dark);
    transform: translateX(-50%);
}

.tl__row {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 96px 1fr;
    align-items: center;
    margin-bottom: 2.4rem;
}
.tl__row:last-child { margin-bottom: 0; }

.tl__node {
    grid-column: 2;
    justify-self: center;
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: var(--blue);
    color: #fff;
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 0 0 8px var(--white), 0 10px 24px rgba(18,51,184,0.35);
    z-index: 1;
}

.tl__card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
    box-shadow: var(--sh-sm);
    padding: 1.7rem 1.8rem;
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.2s ease;
}

.tl__card:hover {
    transform: translateY(-4px);
    box-shadow: var(--sh-md);
    border-color: rgba(18,51,184,0.3);
}

.tl__row--left  .tl__card { grid-column: 1; grid-row: 1; text-align: right; }
.tl__row--right .tl__card { grid-column: 3; grid-row: 1; }

.tl__step {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: var(--blue);
    background: var(--tint);
    border-radius: var(--r-pill);
    padding: 0.3rem 0.8rem;
    margin-bottom: 0.7rem;
}

.tl__title { font-size: 1.2rem; margin-bottom: 0.45rem; }
.tl__desc  { font-size: 0.93rem; }

.tl__time {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    margin-top: 0.85rem;
    font-size: 0.78rem;
    font-weight: 800;
    color: var(--muted);
}
.tl__time svg { color: var(--blue); }

/* ── Cases: bento with featured blue tile ── */
.bento {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-auto-rows: 1fr;
    gap: 1.3rem;
}

.bento__tile {
    position: relative;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
    padding: 1.9rem 1.7rem;
    box-shadow: var(--sh-sm);
    overflow: hidden;
    transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.2s ease;
}

.bento__tile:hover {
    transform: translateY(-5px);
    box-shadow: var(--sh-md);
    border-color: rgba(18,51,184,0.3);
}

.bento__num {
    position: absolute;
    top: 0.9rem;
    right: 1.3rem;
    font-family: var(--font-display);
    font-size: 2.6rem;
    font-weight: 700;
    color: var(--tint);
    line-height: 1;
    pointer-events: none;
}

.bento__icon {
    width: 52px;
    height: 52px;
    border-radius: 15px;
    background: var(--tint);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.15rem;
    transition: background 0.25s ease, color 0.25s ease, transform 0.3s var(--ease);
}

.bento__tile:hover .bento__icon { background: var(--blue); color: #fff; transform: scale(1.06); }

.bento__title { font-size: 1.12rem; margin-bottom: 0.45rem; }
.bento__desc  { font-size: 0.91rem; }

/* featured tile — deep blue, spans two rows */
.bento__tile--featured {
    grid-row: span 2;
    display: flex;
    flex-direction: column;
    border: none;
    background:
        radial-gradient(24rem 18rem at 100% 0%, rgba(61,91,224,0.55), transparent 62%),
        linear-gradient(160deg, var(--blue-deep), var(--blue));
    color: rgba(255,255,255,0.85);
    box-shadow: var(--sh-lg);
    padding: 2.2rem 2rem;
}

.bento__tile--featured .bento__icon { background: rgba(255,255,255,0.14); color: #fff; }
.bento__tile--featured:hover .bento__icon { background: #fff; color: var(--blue); }
.bento__tile--featured .bento__title { color: #fff; font-size: 1.45rem; }
.bento__tile--featured .bento__desc  { color: rgba(255,255,255,0.82); font-size: 0.97rem; }
.bento__tile--featured .bento__num   { color: rgba(255,255,255,0.12); }

.bento__stat {
    margin-top: auto;
    padding-top: 1.6rem;
    border-top: 1px solid rgba(255,255,255,0.2);
}

.bento__stat-value {
    display: block;
    font-family: var(--font-display);
    font-size: 2.1rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.1;
}

.bento__stat-label { font-size: 0.8125rem; color: rgba(255,255,255,0.72); font-weight: 600; }

/* CTA tile — full-width dashed strip under the grid */
.bento__tile--more {
    grid-column: 1 / -1;
    border-style: dashed;
    border-color: var(--line-dark);
    background: var(--sky);
    box-shadow: none;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1rem 2rem;
    padding: 1.5rem 2rem;
}

.bento__tile--more:hover { border-color: var(--blue); background: var(--tint); transform: none; }
.bento__tile--more .bento__title { font-size: 1.08rem; margin-bottom: 0.2rem; }
.bento__tile--more .bento__desc  { margin-bottom: 0; }
.bento__tile--more .btn { flex-shrink: 0; }

/* ── Why us: dark ink band ── */
.whyband {
    background:
        radial-gradient(40rem 26rem at 90% -20%, rgba(18,51,184,0.5), transparent 62%),
        var(--ink);
    color: #9aa6c8;
    padding: 6.25rem 0;
    overflow: hidden;
}

.whyband__inner {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 4.5rem;
    align-items: center;
}

.whyband .eyebrow { background: rgba(255,255,255,0.09); color: #8fa5ff; }

.whyband__title {
    color: #fff;
    font-size: clamp(1.9rem, 3.6vw, 2.8rem);
    margin-bottom: 1rem;
}
.whyband__title em { font-style: normal; color: #8fa5ff; }

.whyband__lead { font-size: 1.05rem; margin-bottom: 2.2rem; }

/* embedded quote card (white) */
.whyband__quote {
    background: #fff;
    border-radius: var(--r-lg);
    padding: 1.8rem 1.9rem;
    color: var(--text);
    box-shadow: var(--sh-lg);
}

.whyband__quote-text {
    font-family: var(--font-display);
    font-size: 1.05rem;
    font-weight: 600;
    line-height: 1.55;
    letter-spacing: -0.01em;
    color: var(--heading);
    margin-bottom: 1.2rem;
}

.whyband__quote-who {
    display: flex;
    align-items: center;
    gap: 0.8rem;
    font-size: 0.8125rem;
    color: var(--muted);
}

.whyband__quote-avatar {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue-deep), var(--blue));
    color: #fff;
    font-weight: 800;
    font-size: 0.85rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.whyband__quote-who strong { display: block; color: var(--heading); font-size: 0.9rem; }

.whyband__quote-badge {
    margin-left: auto;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    background: var(--green-tint);
    color: var(--green);
    font-size: 0.72rem;
    font-weight: 800;
    border-radius: var(--r-pill);
    padding: 0.35rem 0.8rem;
    white-space: nowrap;
}

/* feature grid on the right */
.whyband__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.2rem;
}

.whyband__feat {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--r-md);
    padding: 1.5rem 1.4rem;
    transition: background 0.25s ease, border-color 0.25s ease, transform 0.3s var(--ease);
}

.whyband__feat:hover {
    background: rgba(255,255,255,0.09);
    border-color: rgba(143,165,255,0.5);
    transform: translateY(-4px);
}

.whyband__feat-icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: var(--blue);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
    box-shadow: 0 6px 16px rgba(18,51,184,0.4);
}

.whyband__feat-title {
    font-family: var(--font-display);
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 0.4rem;
}

.whyband__feat-text { font-size: 0.86rem; line-height: 1.6; }

/* ── Reviews: scrolling marquee ── */
.tmq-section { padding: 6.25rem 0; overflow: hidden; }

.tmq {
    position: relative;
    overflow: hidden;
    -webkit-mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
    mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
    margin-bottom: 1.4rem;
}
.tmq:last-child { margin-bottom: 0; }

.tmq__track {
    display: flex;
    gap: 1.4rem;
    width: max-content;
    animation: tmq-scroll 48s linear infinite;
}

.tmq--reverse .tmq__track { animation-direction: reverse; }
.tmq:hover .tmq__track { animation-play-state: paused; }

@keyframes tmq-scroll {
    from { transform: translateX(0); }
    to   { transform: translateX(-50%); }
}

@media (prefers-reduced-motion: reduce) {
    .tmq__track { animation: none; }
}

.tmq__card {
    width: 420px;
    flex-shrink: 0;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r-lg);
    padding: 1.6rem 1.6rem 1.4rem;
    box-shadow: var(--sh-sm);
    display: flex;
    flex-direction: column;
}

.tmq__stars { color: var(--gold); display: flex; gap: 3px; margin-bottom: 0.85rem; }

.tmq__text { font-size: 0.92rem; line-height: 1.65; margin-bottom: 1.2rem; flex: 1; }

.tmq__who {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    border-top: 1px solid var(--line);
    padding-top: 1rem;
    font-size: 0.78rem;
    color: var(--muted);
}

.tmq__avatar {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: var(--avatar-bg, var(--blue));
    color: #fff;
    font-weight: 800;
    font-size: 0.78rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.tmq__who strong { display: block; color: var(--heading); font-size: 0.86rem; }

.tmq__verified {
    margin-left: auto;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    color: var(--green);
    font-size: 0.7rem;
    font-weight: 800;
    white-space: nowrap;
}

/* ── CTA v2: centered slab + contact chips ── */
.cta2 { padding: 0 0 6.25rem; }

.cta2__slab {
    position: relative;
    background:
        radial-gradient(32rem 22rem at 50% 130%, rgba(18,51,184,0.65), transparent 68%),
        var(--ink);
    border-radius: calc(var(--r-lg) + 8px);
    padding: 4.75rem 3rem 4.25rem;
    text-align: center;
    overflow: hidden;
    box-shadow: var(--sh-lg);
}

.cta2__slab::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
    background-size: 46px 46px;
    mask-image: radial-gradient(ellipse 75% 80% at 50% 40%, black 25%, transparent 78%);
    pointer-events: none;
}

.cta2__slab > * { position: relative; }

.cta2__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: #8fa5ff;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.16);
    border-radius: var(--r-pill);
    padding: 0.45rem 1.1rem;
    margin-bottom: 1.4rem;
}

.cta2__title {
    color: #fff;
    font-size: clamp(2rem, 4vw, 3rem);
    max-width: 30ch;
    margin: 0 auto 1rem;
}

.cta2__sub {
    color: #9aa6c8;
    max-width: 36rem;
    margin: 0 auto 2.4rem;
    font-size: 1.05rem;
}

.cta2__actions {
    display: flex;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
    margin-bottom: 2.75rem;
}

.cta2__contacts {
    display: flex;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
}

.cta2__chip {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: var(--r-pill);
    padding: 0.6rem 1.2rem;
    font-size: 0.85rem;
    font-weight: 600;
    color: #c3cbe4;
    text-decoration: none;
    transition: background 0.2s ease, border-color 0.2s ease;
}

.cta2__chip:hover { background: rgba(255,255,255,0.12); border-color: rgba(255,255,255,0.35); color: #fff; }
.cta2__chip svg { color: #8fa5ff; }

/* ── Responsive for v4.1 ── */
@media (max-width: 1024px) {
    .whyband__inner { grid-template-columns: 1fr; gap: 3rem; }
    .bento { grid-template-columns: 1fr 1fr; }
    .bento__tile--featured { grid-row: auto; grid-column: span 2; }
}

@media (max-width: 768px) {
    .tl::before { left: 31px; transform: none; }
    .tl__row { grid-template-columns: 62px 1fr; margin-bottom: 1.6rem; }
    .tl__node { grid-column: 1; grid-row: 1; align-self: start; width: 52px; height: 52px; font-size: 1.05rem; }
    .tl__row--left .tl__card,
    .tl__row--right .tl__card { grid-column: 2; grid-row: 1; text-align: left; margin-left: 0.9rem; }
    .tmq__card { width: 330px; }
}

@media (max-width: 640px) {
    .bento { grid-template-columns: 1fr; }
    .bento__tile--featured { grid-column: auto; }
    .whyband { padding: 4.25rem 0; }
    .whyband__grid { grid-template-columns: 1fr; }
    .tmq-section { padding: 4.25rem 0; }
    .cta2__slab { padding: 3.5rem 1.5rem 3rem; }
}